Crop Insurance
Crop Insurance
Farming is an unpredictable business, with your livelihood often at the mercy of weather, pests, and market conditions. That’s where crop insurance comes in. Crop insurance helps protect your income by covering losses due to natural disasters, weather events, and fluctuating market prices. With this coverage, you can focus on what you do best—growing your crops—without the worry of losing everything to forces beyond your control.
Why Farmers Utilize Crop Insurance
Farmers choose crop insurance because it provides financial security and stability in an unpredictable industry. Whether it’s a drought, hailstorm, flood, or disease that impacts your harvest, crop insurance steps in to minimize your losses and help you recover quickly. It ensures that no matter what the season brings, you’re protected from devastating financial hits that could put your farm at risk.
Multi Peril Crop Insurance
Protect your operation by contacting us to help determine what product, level and coverage best suits your needs. This policy protects most crops against losses from drought, disease, weather, and insects. We can offer different levels of guaranteed revenue for your crop. Available levels are from 50% to 85%.
Revenue Protection (RP)
- Coverage levels from 50% – 85%
- Revenue guarantee
Yield Protection (YP)
- Coverage levels from 50% – 85%
- Yield guarantee
Crop Hail
Supplement your Crop Insurance with a Crop Hail policy. Premiums vary by County, Township, and Section. This is a separate stand-alone policy that covers your crop from hail and offers a number of other benefits. Replant and Greensnap can be purchased as add-ons.
Meet our Crop Insurance Agents
At HomeTown Insurance, our certified agents do more than sit behind a desk. They are out in the fields with you, learning firsthand about your crops, your challenges, and your unique farming operation. Our agents have years of experience working directly with farmers, so they understand the risks you face and how to craft the right coverage.
By partnering with us, you’ll have a team that truly understands agriculture— one that’s dedicated to protecting your crops, your farm, and your future.
Doug Schweim
CEO, CLEVELAND
License #20263630
dschweim@myHT.biz
Chad Mattes
ST. PETER
License #40143597
cmattes@myHT.biz
Diane Amberg
OLIVIA
License #40354648
damberg@myHT.biz
Robyn Herdina
OLIVIA
License #40844634
rherdina@myHT.biz
Scooter Javens
OLIVIA
License #40806705
sjavens@myHT.biz
Steve O’Neill
OLIVIA
License #40278457
soneill@myHT.biz
Trent Squibb
OLIVIA
License #40729279
tsquibb@myHT.biz