Life Insurance

Life Insurance

Life insurance is a way to provide financial security and peace of mind for your loved ones in the event of your passing. It ensures that your family will be taken care of financially, covering expenses like funeral costs, debts, and living expenses.

Woman sitting down looking through mail

Why Get a Life Insurance Policy?

A life insurance policy helps protect those who depend on you. Whether it’s paying off a mortgage, covering college tuition, or replacing lost income, life insurance ensures your loved ones have the resources they need when you’re no longer there to provide for them.

Woman sitting down looking through mail
Older couple smiling at their dog

Whole Life & Term Life Options

We offer both whole life and term life insurance policies at competitive rates, giving you flexibility and coverage options to fit your unique needs. Whole life insurance provides lifelong protection and builds cash value over time, while term life insurance offers coverage for a specific period, often at a more affordable rate.

Two smiling children running down a path

Protect Their Future

Life insurance gives you the confidence that your family’s financial future is secure, no matter what. Talk to one of our agents today to explore the right policy for you.

Two smiling children running down a path

Please contact one of our Independent Agents to visit about the services and protection that we can offer you and your family.

Doug Schweim

Doug Schweim
CEO, CLEVELAND
License #20263630
dschweim@myHT.biz

Ray Frounfelter

Ray Frounfelter
SHAKOPEE
License #40785741
rfrounfelter@myHT.biz

Bobbi Jo Parker

Bobbie Jo Parker
REDWOOD FALLS
License #40237361
bobbie@fuhrinsurance.com

Request a Quote

Come home to HomeTown

HomeTown Bank Insurance Logo